Fifty services, available on their own or together.
These are services HUB International offers a la carte, to the clients that need them. Nothing here is a package and nothing is bundled.
Click through the categories and select what interests you. Mark what you want included, decline what you do not, leave the rest unmarked, and send it. We go forward from there.
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Fleet and transportation safety
DOT fleet compliance reviewDriver qualification file auditCSA score analysis
DOT fleet compliance review
Assessment of your regulated operations against FMCSA requirements, covering hours of service, vehicle maintenance records, and drug and alcohol program administration.
What we request from you
- MCS-150 and current operating authority
- Vehicle schedule with VIN, GVWR, and radius of operation
- Maintenance and inspection records
- Drug and alcohol program administrator detail
Driver qualification file auditTravel upon request if onsite is preferred
File by file review against federal requirements. Identifies missing motor vehicle records, expired medical certificates, and incomplete employment verification before a file gets pulled after an accident.
What we request from you
- Complete driver roster with hire dates and license classes
- Driver qualification files
- Motor vehicle record pull history
CSA score analysis
Review of your safety scores by category, showing which sit above federal intervention threshold and what is driving them.
What we request from you
- Safety scores by category, current and trailing 24 months
- Roadside inspection history
- Crash register
Accident register and preventability review
Three years of your accidents read for pattern rather than count.
What we request from you
- Accident register, trailing 3 years
- Preventability determinations
- Accident review board process
Defensive driver training program
Structured driver curriculum with completion tracking, delivered online or onsite, to bring your drivers onto a single standard.
What we request from you
- Current training completion records
- Training curriculum in use
Supervisor accident investigation training
Supervisor level training on post accident procedure, scene documentation, and driver coaching. Distinct from operator training and usually the weaker of the two.
What we request from you
- Supervisor roster
- Post accident procedure documentation
Fleet policy and accident review board design
Fleet program structure, written policy, and the review board process that decides what counts as preventable and what happens next.
What we request from you
- Written fleet safety policy and driver handbook
- Disciplinary matrix for driving events
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Workers compensation
Claims reserve auditExperience modifier verificationModifier trajectory modeling
Claims reserve audit
File level review to find claims reserved too low, which hides liability that surfaces later, and claims reserved too high, which inflates the modifier and the premium.
What we request from you
- Open claim detail with current reserves
- Adjuster notes where available
- Loss runs valued within 60 days
Experience modifier verification
The published modifier checked against the actual loss record. Errors in the rating worksheet are common and correcting them is a direct premium reduction.
What we request from you
- Experience modification worksheets, current and trailing 3 years
- Loss runs by policy year
- Payroll by class code
Modifier trajectory modeling
Projection of how your open claims will develop into future rating periods. Tells you what the modifier will be, not what it is today.
What we request from you
- Open claim detail with reserve history
- Claim closure patterns
- Payroll projections
Class code and payroll allocation review
Verification that payroll sits in the right class codes and the right states. Misallocation is one of the most common premium errors and it surfaces at audit if it is not caught first.
What we request from you
- Payroll by class code by state, estimated and audited
- Premium audit results, trailing 3 years
- Job descriptions by role
Injury trend and root cause analysis
Claims read for pattern rather than volume, which is what separates a run of bad luck from a program that is not working.
What we request from you
- Loss runs with cause and body part detail
- Incident investigation records
- OSHA logs for cross reference
Return to work program reviewTravel upon request if onsite is preferred
Assessment of your modified duty program, which is the largest controllable driver of claim duration and therefore claim cost.
What we request from you
- Return to work policy
- Modified duty history and transitional roles used
- Physical demands documentation by job
Carrier and adjuster handling review
How well the incumbent carrier has handled your claims, and whether service terms are worth preserving or replacing.
What we request from you
- Carrier and TPA service agreements
- Claim handling instructions
- Adjuster assignment history
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Safety, OSHA, and regulatory
OSHA log review and injury rate benchmarkingWritten safety program auditOnsite safety inspection
OSHA log review and injury rate benchmarking
Injury records analyzed and benchmarked against your own industry code, which shows whether a clean loss year reflects a good program or a quiet one.
What we request from you
- OSHA 300 logs and 300A summaries, trailing 5 years
- OSHA 301 incident reports
- Employee headcount and hours by location
Written safety program auditTravel upon request if onsite is preferred
Program by program review against regulatory requirements, identifying what is missing, what is out of date, and what exists on paper without evidence in the field.
What we request from you
- Complete written program index with revision dates
- Program documents
- Last review or revision records
Onsite safety inspectionTravel upon request if onsite is preferred
Field assessment at your operating locations with written recommendations ranked by hazard. This is the check on whether the paperwork matches the yard.
What we request from you
- Site list with headcount, operations, and square footage
- Site access coordination
- Equipment inventory by location
Citation and abatement history review
Open citations, inspection history, and abatement status. An open citation is a penalty exposure and a signal about what regulators already found.
What we request from you
- Citation history and inspection records
- Abatement documentation
- Informal conference and contest history
Training records and matrix reviewTravel upon request if onsite is preferred
Who has been trained on what, when it expires, and where the gaps are by role and location.
What we request from you
- Training matrix by role
- Completion records by employee and topic
- Certification and card status
Contractor and subcontractor prequalification review
How you vet the firms you hire and whether your indemnity and insurance requirements hold up. Weak prequalification transfers other people's losses to you.
What we request from you
- Prequalification process and criteria
- Sample subcontract agreements
- Certificate collection practice
General liability exposure assessment
Third party bodily injury and property damage exposure, including public interface at job sites.
What we request from you
- Loss runs with cause detail
- Job site protocols
- Public access and barricading practice
Industrial hygiene assessment
Exposure monitoring for airborne and physical agents including silica, noise, and diesel particulate.
What we request from you
- Prior monitoring results
- Chemical inventory and SDS
- Task list by exposure group
Environmental compliance review
Waste handling, storage, and reporting obligations, including fuel and fluid management across yards.
What we request from you
- Environmental permits
- Waste manifests
- Spill history and response records
Ergonomics assessment
Task level assessment for the manual handling and repetitive work that drives soft tissue claims.
What we request from you
- Job task descriptions
- Soft tissue claim history
Employment practices program review
Harassment and discrimination program structure and training, which is the control on employment practices liability exposure.
What we request from you
- Employee handbook and policies
- Complaint and investigation history
- Training completion records
Carrier recommendation advocacy
Management of open loss control recommendations from your carrier, including response drafting and closure. Open recommendations compound into renewal friction.
What we request from you
- Carrier loss control reports
- Open recommendation log
- Prior responses submitted
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Property, equipment, and catastrophe
Equipment schedule and valuation reviewSchedule of values review and enrichmentCatastrophe modeling
Equipment schedule and valuation reviewTravel upon request if onsite is preferred
Cranes, rigging, trailers, and mobile equipment reviewed against current replacement cost. Equipment schedules age badly and underinsurance is only discovered after a loss.
What we request from you
- Equipment schedule with year, make, model, and serial
- Current insured values by unit
- Recent appraisals or purchase records
Schedule of values review and enrichment
Locations reformatted into an underwriter preferred schedule with flood zone, distance to coast, and geographic coding appended automatically.
What we request from you
- Current schedule of values by location
- Lease and ownership status
- Building and contents values
Catastrophe modeling
Modeled loss expectancy by peril, run on the same platform underwriters use.
What we request from you
- Complete location schedule with coordinates
- Construction type, year built, and stories
- Insured values by location
COPE data collection and validationTravel upon request if onsite is preferred
Construction, occupancy, protection, and exposure detail verified. Incomplete data forces underwriters to price conservatively, which costs you at renewal.
What we request from you
- Construction and occupancy detail by location
- Fire protection detail including sprinkler and alarm
- Square footage and stories
Accumulation analysis
Radius based concentration analysis showing what happens when a single event hits several of your locations at once.
What we request from you
- Location coordinates
- Values by location
- Equipment staging and storage practice
Replacement cost valuationTravel upon request if onsite is preferred
Independent valuation review on buildings and structures to identify underinsurance before a claim proves it.
What we request from you
- Current insured values
- Most recent appraisals
- Construction detail
Fire protection system evaluationTravel upon request if onsite is preferred
Assessment of sprinkler, alarm, and suppression systems against recognized codes and standards.
What we request from you
- Fire protection detail by location
- Inspection, testing, and maintenance records
- Water supply and hydrant distance
Aerial imagery assessment
High resolution imagery providing detailed building attributes for underwriting, and rapid damage assessment after an event.
What we request from you
- Location addresses
- Ownership status
Disaster recovery vendor network enrollment
Access to a vetted national vendor network for mitigation, restoration, and equipment recovery, coordinated through a single contact after a loss. Vendors fund the program, so there is no management fee.
What we request from you
- Location list
- Critical equipment and operations detail
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Business resilience and security
Cyber posture assessmentBusiness impact analysisIncident response readiness
Cyber posture assessment
Current state assessment with prioritized remediation.
What we request from you
- Current cyber policy with change of control provisions
- Prior assessments or penetration test results
- Incident and breach history
Business impact analysis
Identification of critical processes and how long you can be without them. This is also what sizes business interruption limits, which are usually a guess without it.
What we request from you
- Process and dependency documentation
- Revenue by operation
- Recovery time expectations
Incident response readiness
Whether you have a response capability that has actually been exercised, rather than a written plan nobody has run.
What we request from you
- Incident response plan
- Last exercise or test date
- Escalation contacts
Third party and vendor risk review
Which vendors touch your systems and data, and what exposure comes with them.
What we request from you
- Critical vendor list with data access scope
- Vendor agreements
- Security requirements imposed on vendors
Business continuity and emergency action planning
Continuity program structure and site level emergency procedures, aligned across locations.
What we request from you
- Continuity and disaster recovery plans
- Emergency action plans by site
- Last test date
Physical site security assessmentTravel upon request if onsite is preferred
Access control, perimeter, and surveillance at yards and equipment storage, where theft exposure concentrates.
What we request from you
- Site security detail by location
- Theft and vandalism history
- Access control practice
Workplace violence prevention program
Program structure, threat assessment capability, and the process for managing a threat once it is identified.
What we request from you
- Current policy and program
- Incident and threat history
- Training records
Fraud controls review
Governance, exposure identification, and the detection controls that catch it.
What we request from you
- Control environment documentation
- Segregation of duties detail
- Prior incidents
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Platform and recordkeeping
Safety platform onboardingInjury log and incident tracking migrationSafety data sheet migration
Safety platform onboarding
Your entities and locations built into the risk management platform so recordkeeping runs on one system from the first reporting period.
What we request from you
- Entity and location structure
- Employee roster by location
- Current recordkeeping method
Injury log and incident tracking migrationTravel upon request if onsite is preferred
Historical injury records loaded and incident reporting switched over, including mobile capture for field supervisors.
What we request from you
- Historical OSHA logs
- Current incident reporting process
- Supervisor roster
Safety data sheet migration
Chemical inventory and safety data sheets moved into managed storage that satisfies the access requirement.
What we request from you
- Chemical inventory
- Current SDS storage method and location
Training assignment and tracking setup
Curricula assigned by role with completion tracked by supervisor, so training status is a report rather than a search.
What we request from you
- Role list and training requirements by role
- Current completion records
Certificate tracking setup
Certificate of insurance issuance and compliance tracking extended to your named insureds and contract requirements.
What we request from you
- Named insured detail
- Contract insurance requirements
- Current certificate holders
Safety observation and audit tools
Field observation capture and structured self assessment, which builds the documentation trail that supports a claim defense.
What we request from you
- Current observation or audit practice
- Site and supervisor list
Consolidated risk data feed
Policy, claim, exposure, and location data consolidated with direct carrier and administrator feeds, so the loss picture is complete rather than rebuilt at renewal.
What we request from you
- Carrier and TPA contacts
- Policy schedule
- Data feed authorization
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